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The Hudson Company 851 Spruce Street Winnetka, Illinois 60093
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Mortgage Pre-Approval Checklist Click here for printable version

Items Needed
Completed and Signed Application
Application Fee (depends on lender)
Contract for Purchase/Sale (both sides with all riders)
Verification of Earnest Money (copies of both sides of canceled checks)
Gift Letter - signed by relative or donor, with copies of checks and deposit receipts (if applicable)
Insurance agent's name and number
Verification of Income
Pay stubs for the last 30 days
Complete tax returns (all schedules, K1's & W2's) for the past 2 years
IF SELF-EMPLOYED: Corporate tax returns for the past 2 years. Also year-to-date profit and loss statement.
Assets: Last 3 months of statements for Checking, Savings, CDs, Brokerage, IRA, Keogh, Profit Sharing, Mutual Funds, etc.
Divorce Decree (if applicable)
Canceled checks to verify alimony/child support/separate maintenance (if you are using this income to qualify)
For rental income: copy of lease agreements
Credit History
Installment Debt - Mortgage, Auto, Equity Loan, Student Loan, etc.
Please address any credit issues raised by any Consumer Credit Reporting Agency

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Experts for North Shore real estate serving Evanston, Glencoe, Glenview, Highland Park, Kenilworth, Northfield, Wilmette, & Winnetka.